What is algorithmic underwriting?

Algorithmic underwriting is a fast and inexpensive approach to understanding what type of risk the insurance company will assign to…

Will my premiums increase over time?

Nope! The amount you agree to when you purchase is the amount you will pay until your policy term ends…

How do I pay my premium?

Currently, we only offer payment by credit card. Payments will be automatically drafted every scheduled payment day until the term…

Will applying with Bestow have any effect on my credit score?

Bestow follows the Fair Credit Reporting Act and requests a soft credit inquiry, which will not impact your credit score.

Can I talk to a human about my life insurance needs?

Of course! We have Customer Care Advisors available to assist you with any questions or concerns that you may have.…

When does my life insurance begin?

Your life insurance begins as soon as you are approved and your first payment is collected. Then continues for as…

Is a medical exam required to get life insurance?

Not with Bestow. A medical exam helps an insurance company double check how healthy you are. Instead, Bestow checks your…

How long does the application process take?

As fast as 5 minutes! We’ve worked hard to make the application process quick and seamless so apply today!

What can I expect during the application process?

We worked with our insurance partners, designers, and engineers to design as delightful of an application process as an application…

Why do I have to sign disclosure forms?

Signing the disclosure forms unlocks the beauty of algorithmic underwriting. It allows us to find the appropriate information from our…