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We're changing life insurance for good.

Fast, easy, affordable. Forbes' #1 U.S. life insurance company.

Get your fast, free quote.

Answer 5 easy questions and get a free, no-obligation quote in seconds. Like what you see? Apply online in as little as 5 minutes.

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Join Us

Bestow for Carriers

Bestow builds insurance technology that expedites carrier modernization, with scalable software solutions from origination to administration. The future of life insurance is here.

Bestow Platform

  • Get the digital buying experience today’s customers expect, customized to fit your brand and business needs.
  • Leverage cutting-edge underwriting tech to reduce costs and quickly launch new products with your rules and your pricing.
  • Streamline your operation with tools and portals for underwriters, agents, admins, and customers.

Bestow Data Solutions

  • Enrich your data through our sophisticated modeling engine for targeted audience segmentation and funnel enhancements.
  • Get best-in-class customer insights for optimized marketing spend.
  • Deploy robust audience mapping for more cost-efficient cross-selling and product routing.

The Bestow difference

Life insurance shouldn’t be intimidating. We’re making it simple, accessible, and even a little bit fun to apply online.

Fast

The done-in-minutes term life application that never requires a medical exam.

Affordable

Healthy applicants may qualify for coverage from $11 per month.

Trusted

Rated “excellent” by real customers. A+ rating from the Better Business Bureau.

It's unbelievably easy.

Step 1

Answer a few easy questions.

We’ll ask you some simple questions about your medical history, health, and lifestyle. It can take as little as 5 minutes.

Step 2

See your price.

Most applicants get an instant decision. If approved, select the coverage and term that best fits your needs.

Step 3

Boom! You're covered.

If approved, simply pay online, and just like that... you’re insured.

See what real customers think of Bestow.

See why thousands of people are choosing Bestow for quality, affordable term life insurance.

"This was such a lovely experience from start to finish. Super user friendly, and not at all intimidating. Would recommend Bestow to everyone looking for life insurance!"

Review Rating (5 stars)

Stacy Moore

Voted #1 in the U.S. by thousands of real customers.

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