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Links to A Career Woman’s Guide to Self-Advocacy in the Office article

A Career Woman’s Guide to Self-Advocacy in the Office

When you spend 40 hours — or sometimes more — in the same place surrounded by the same people, you want to make sure you’re in a comfortable environment. However, it’s inevitable that sometimes tricky situations will arise in which you’ll have to communicate your needs and feelings firmly, without stepping on any toes. Advocating

Links to 105 Low-Spend Bored Jar Ideas for Kids (+ Free Printables) article

105 Low-Spend Bored Jar Ideas for Kids (+ Free Printables)

“I’m bored!:” a dreaded phrase for many parents.  Between summertime and social distancing, it’s easy for kids to start feeling bored or like they’re running out ways to occupy their time. That’s where a bored jar comes in. As the name suggests, a bored jar is a place children can go to find inspiration for

Links to 9 Ways to Practice Self Care at Work + Exercises article

9 Ways to Practice Self Care at Work + Exercises

While self care is simply the practice of taking care of ourselves mentally, physically, and emotionally, it can sometimes be too easy to get caught up in other things and ignore our own needs.  In the workplace, it’s especially easy to neglect self care while we focus on work tasks. A large number of employees

Links to The Stay-at-Home Bucket List article

The Stay-at-Home Bucket List

Most of us live on Couch Island these days, which can start to feel especially dull when you think about the actual island-hopping that can’t happen right now. The good news? Staying in The Great Indoors still offers a wealth of bucket-list worthy items, even if some of them require a bit of creative thinking. 

Links to 18 At-Home Staycation Ideas for Every Couple (+ Free Printables) article

18 At-Home Staycation Ideas for Every Couple (+ Free Printables)

Looking for a break from the everyday, but don’t have the time (or the budget) for a weekend getaway? A staycation could be the budget-friendly — but still indulgent — break you’re looking for.  Just like the name implies, a staycation is a break from reality that you can enjoy from the comfort of your

Links to How to Create a DIY At-Home Summer Camp (+ Free Printables) article

How to Create a DIY At-Home Summer Camp (+ Free Printables)

Summer camps provide great opportunities for children to get outside, explore their surroundings, and learn how to survive in the wild — or just have fun and socialize. There are plenty of options for day and sleepaway camps in many different parts of the country.  However, some of these camps can be cost-prohibitive. Prices range

Links to Building The Future: A Look Inside Bestow’s Rapid Growth article

Building The Future: A Look Inside Bestow’s Rapid Growth

Painted on a wall in our Dallas office is a mural that states, “Built not born.” It is a constant reminder to us that creating anything of significance or magnitude requires deliberate, incremental, and consistent work. Early on, it can seem like the efforts don’t amount to much. But with time, progress accumulates and compounds,

Links to What Smokers Should Know About Life Insurance article

What Smokers Should Know About Life Insurance

It’s no secret smoking can impact your health, but did you know it can impact your life insurance rates? And it’s not a small difference. Smokers can pay thousands more in premiums over the life of their policy. So, you know you need life insurance, but you’re not ready to kick the habit. There are

Links to How to Say No and Be Fulfilled in Work and in Life article

How to Say No and Be Fulfilled in Work and in Life

It’s hard to say no. From pressure to look agreeable and easy-going to the desire to avoid conflict, there are many reasons why we sometimes say yes when we don’t really want to.  But the reality is: saying yes all the time can be both physically and mentally exhausting. If we continue agreeing to things

Links to 11 New Ways to Celebrate The Good Stuff During Quarantine article

11 New Ways to Celebrate The Good Stuff During Quarantine

If being quarantined has left you uninspired for how to celebrate the special occasions or the people in your life, it’s time to get creative. These are unprecedented times, indeed. So celebrating a quarantine birthday, anniversary, new baby, old friendship, or any milestone in-between requires a new approach. We have some new ideas to keep

Links to An Introvert’s Guide to Being Successful at Work article

An Introvert’s Guide to Being Successful at Work

Today’s workplace involves open floor plans, after-work happy hours, networking events, and interactive meetings. For those with introverted personalities — who thrive in less-stimulating, slower-paced environments — this can be not only stressful, but also limiting.  With mounting pressure to get ahead, today’s workplace seems tailor-made for extroverts, who are more than willing to put

Links to Celebrate Mother’s Day By Making A Family Tree (+ Free Printables!) article

Celebrate Mother’s Day By Making A Family Tree (+ Free Printables!)

As Mother’s Day approaches, we find ourselves reflecting on the importance of family. Family — blood or chosen — ties us together and helps us develop meaningful relationships with the world around us.  But what should you do if you want to learn more about your family history? A family tree is a great place

Links to Survey: Majority of Americans don’t think it’s necessary to ask for permission to post a child’s photo — despite the risks article

Survey: Majority of Americans don’t think it’s necessary to ask for permission to post a child’s photo — despite the risks

It isn’t uncommon to scroll through social media and see a new mom posting photos of her baby, or a few shots of a family’s vacation. As social media has integrated itself into nearly every part of our lives, many are inclined to post photos of their day-to-day –– and for parents, that includes their

Links to COVID-19 concerns? Rest easy. Bestow is here for you. article

COVID-19 concerns? Rest easy. Bestow is here for you.

At Bestow, our purpose has always been to provide calm during the storm. We’re proud to offer families a sense of financial protection in times of uncertainty. Today is no different.  We hope everyone is staying safe and maintaining a sense of normalcy during this time.  There are many unknowns at this time surrounding COVID-19

Links to 5 Ways to Tell It’s Time to Find a New Job article

5 Ways to Tell It’s Time to Find a New Job

As millennials enter the workforce, they bring with them a fundamental shift in office culture and expectations. With their generation poised to make up 50% of the entire workforce by next year, their philosophies on freelance and remote work, competitive benefits, and relaxed office styles are only going to become more common.  In addition to

Links to Action in a Time of Uncertainty article

Action in a Time of Uncertainty

There are many unknowns right now with COVID-19 (coronavirus), but one thing we do know is that when life gets scary, it feels good to be prepared. People today are wondering now more than ever how to best protect their family’s health and financial future.  We are all facing a rare set of circumstances with

Links to Got Career Envy? Here are 5 Ways to Use it to Your Advantage article

Got Career Envy? Here are 5 Ways to Use it to Your Advantage

When you see a friend or colleague’s post about a big promotion, you want to be happy for them. But that’s sometimes easier said than done — especially if the promotion came with a raise or increased benefits that you’d like as well.  These feelings are known as “career envy,” or the comparison of yourself

Links to Best Practices for Working from Home article

Best Practices for Working from Home

So, you work from home now? We’re in the risk business, so we were pretty prepared for an all-company, WFH scenario. We even did a test drive when rumors of the impact of COVID-19 began to spread.  That’s not to brag, but to say, we’ve been there, we made it through, and you can too.

Links to Coronavirus and Your Kids article

Coronavirus and Your Kids

The news can be scary for grownups. But for children, who may struggle to understand what’s happening, it can be terrifying. They’re hearing about death counts and quarantines. Their routines, interactions, and schedules may be in chaos. But honesty and information management on the part of parents can help kids maintain a sense of safety

Links to The Sandwich Generation’s Guide to Managing Stress and Finances article

The Sandwich Generation’s Guide to Managing Stress and Finances

Caring for aging parents and young children can be extremely rewarding, but the act itself can be challenging — especially when caring for both at once. As life expectancy increases and millennials struggle to achieve financial independence from their parents, an increasing number of middle-aged individuals find themselves in the difficult situation of having to

Links to Creative Ways to Celebrate Your New Home + Free Printables! article

Creative Ways to Celebrate Your New Home + Free Printables!

Making the jump from landlords and leases to mortgage payments and maintenance is huge, especially considering just 36.8% of millennials own a home. Those who take the plunge get to enjoy the freedom of being their own landlord, along with the joy of having something that is all their own. What comes after the papers

Links to What Are the Sunday Scaries? (+ How to Combat Them!) article

What Are the Sunday Scaries? (+ How to Combat Them!)

The concept of a “Lazy Sunday” conjures images of reading your favorite book with a mug of tea, taking a nice stroll around the neighborhood, or watching your favorite movie with a good snack. Unfortunately, for 80% of professionals, these idyllic feelings aren’t a Sunday reality. Instead, the majority of workers experience what is known

Links to Outsmart or Outspend: Lessons From The World of Life Insurance Marketing article

Outsmart or Outspend: Lessons From The World of Life Insurance Marketing

Life insurance is a 300-year-old industry and its advertising can be just as antiquated. What used to work, simply doesn’t anymore. Innovation is Inevitable There would be riots in the streets if we reverted to dial-up internet or rotary phones. But we’re cool with weeks-long life insurance applications, clunky paperwork, and sometimes pushy agents?  Probably

Links to Freelance or Full-Time Job: Which Option is Better for Your Financial Life? article

Freelance or Full-Time Job: Which Option is Better for Your Financial Life?

Freelance work has been on the rise. About 57 million Americans freelanced in 2019, and that number is 4 million higher than just five years ago. The appeal? Work from home in your pajamas and log on whenever you feel like it. However, anyone who has ever freelanced before knows that isn’t the whole truth.

Links to 10 Life Lessons for Kids They Won’t Learn In School article

10 Life Lessons for Kids They Won’t Learn In School

The most important lessons in life often aren’t the ones we learn in a classroom. Check out these 10 lessons kids won’t learn in school—and how to teach them.

Links to How to Find Your Ikigai and Live a Life of Purpose article

How to Find Your Ikigai and Live a Life of Purpose

Have you ever stopped to think about your purpose in life? Or why you get up every morning? (Think beyond having to go to work or take the kids to school.) In Japan, this quest for meaning is known as your ikigai.  Let’s explore how to find your ikigai and why it might help you

Links to 58 Memory Jar Ideas and Printables to Capture Your Family’s Special Moments article

58 Memory Jar Ideas and Printables to Capture Your Family’s Special Moments

Think back to the day you met your partner. Do you remember what you ate? What you talked about? What made you laugh? Or, how about when you sent your little one off to school? How did you feel? What surprised you?  Often, we hold onto the big memories associated with the people we love

Links to These Historical Figures Really Should Have Had Life Insurance article

These Historical Figures Really Should Have Had Life Insurance

Which historical figures should have purchased a life insurance policy? TL;DR: All of them, as evidenced by the fact we’re calling them historical figures and not current figures. But that’s not why you’re here. So here are some of our favorites who really, really, really should have considered perusing the offerings from Ye Olde Bestow.

Links to 13 Podcasts That Aren’t Afraid of Death article

13 Podcasts That Aren’t Afraid of Death

If you find yourself drawn to podcasts that uncover stories of death, you’re not alone. Whether you’re new to the true-crime podcast genre, a true fan of fictional whodunnits, or somewhere in between, we know that podcast listeners all share one trait, above all else; making and taking recommendations. Here are ours. 1. My Favorite

Links to How to Make Friends as an Adult: 7 Tips to Make New Connections article

How to Make Friends as an Adult: 7 Tips to Make New Connections

As a kid, friendships happened naturally. It was as easy as being in the same class or playing the same sport. Those childhood bonds formed effortlessly and sometimes lasted years. But as an adult, making new friends is a lot harder. Whether you’re an introvert who prefers to stay in, a busy parent raising kids,

Links to 150 Bucket List Ideas + Printables to Help You Live Your Best Life article

150 Bucket List Ideas + Printables to Help You Live Your Best Life

You’ve probably seen people talking about their bucket list ideas on social media or  blogs, but what is a “bucket list?” Simply put, a bucket list is a set of experiences that someone wants to have before they “kick the bucket.” This might seem a little morbid, but it’s actually really important to have a

Links to 64 Open When Letter Ideas For Your Kids (+Printables) article

64 Open When Letter Ideas For Your Kids (+Printables)

As parents, we want to be there for every school play, lost tooth, and upset stomach our kids have. These moments, both big and small, become treasured memories that last far beyond the terrible twos or rebellious teen years. Building close relationships with our family even makes us healthier by reducing stress, increasing happiness, and

Links to How Does Term Life Insurance Work? article

How Does Term Life Insurance Work?

Insurance can seem complicated, but we’re here to make it easy.  In short, you pay an insurance company a set amount of money each month for an agreed upon amount of time. That’s the “term” in term life policy. Bestow sells term life insurance for 10 & 20 year terms. If you pass away during

Links to Daring Greatly article

Daring Greatly

Two years ago, my co-founder Jonathan and I headed into the Colorado mountains looking for adventure, but what we walked out with was a business idea. Maybe it was the death-defying rafting trip or that rustling in the woods, but our conversation turned to family and how important it was to protect them. We both

Links to 21 Road Trip Tips for Traveling with Kids: The Complete List [Printables] article

21 Road Trip Tips for Traveling with Kids: The Complete List [Printables]

Nearly everyone grows up road tripping with their family or friends. Whether those times are filled with laughter or disaster, road trips are the perfect time to bond. Prepare for your next fun-filled adventure to make the experience even more special. Most families still love to put the airport idea on the back burner, opting

Links to Top Questions About Bestow Answered article

Top Questions About Bestow Answered

Life insurance is confusing. We get it. With so many options out there, it’s hard to figure out where to even start. Chances are, if you’re reading this you have questions, too. Fortunately, you don’t have to do this alone. Every day I answer phone calls, chat messages, and emails from customers who want to

Links to Do Stay-At-Home Moms Need Life Insurance? article

Do Stay-At-Home Moms Need Life Insurance?

These days, many news outlets constantly discuss the continuing rise of two-income households where both parents work, leaving the children in daycare or with extended family. In reality, recent years have seen a rise in the number of mothers who stay home to take care of their children. In 2012, nearly 30% of mothers stayed

Links to 90 Success Quotes to Help You Live Your Best Life article

90 Success Quotes to Help You Live Your Best Life

No matter who you are, chances are you’ve needed some motivation to be successful at some point in your life. Despite the term “overnight success,” no one actually achieves it in that timeframe — and sometimes that reminder helps. If you’re feeling discouraged or just need a little pick-me-up, it’s important to motivate yourself and

Links to Easy Ways To Teach Your Children About Finance and Insurance article

Easy Ways To Teach Your Children About Finance and Insurance

The earlier a child starts learning about managing money, the better they will be at it when they are older. Unfortunately, many people do not start learning about personal finance until well into their adulthood, often after they’ve made lasting financial mistakes But there are many ways to teach your kids about personal finance as

Links to 10 Things We all Learned in School Instead of What Life Insurance Is article

10 Things We all Learned in School Instead of What Life Insurance Is

10 Things We all Learned in School Instead of What Life Insurance Is Knowledge is power. And sometimes knowledge is puzzling. When you leave school behind and head out into the world, it’s good to have a head full of facts. It would also be nice to know how to file taxes, apply for life

Links to 30 Gratitude Games and Activities for Kids to Practice Thankfulness article

30 Gratitude Games and Activities for Kids to Practice Thankfulness

Gratitude is a transformative power backed by science. Practicing gratitude can improve our health, help us build deep and lasting relationships, and has even been linked to a longer, more fulfilling life. One study showed that practicing gratitude is linked with an uptick in weekly exercise and it can increase our happiness by 25%! These

Links to 10 Times You May Have Accidentally Wasted Five Minutes article

10 Times You May Have Accidentally Wasted Five Minutes

The road to productivity is paved with good intentions and a few too many off-ramps. We’re proud our 5-minute application process, because we know your time is valuable.    Started changing your sheets, but then just laid down and accidentally took a nap on your mattress. 2. Looked up “do you boil the water before

Links to Investing And Saving For Young Investors – How To Manage It article

Investing And Saving For Young Investors – How To Manage It

You’ve heard of the saying: the early bird gets the worm. This is also true when it comes to investing because if you start early, you have a better chance of success. Compound interest becomes your friend because it can help your money grow exponentially. So, if you start investing in your 20s instead of

Links to 12 Things Your Kids Don’t Want to Inherit article

12 Things Your Kids Don’t Want to Inherit

  As a parent, you think a lot about what you’ll leave your children. A strong moral compass, a healthy planet, or even a little bit (or a lot) of money. But also, you’ve got a lot of stuff your kids probably don’t want to inherit. Let us explain.  Dolls. That doll collection brought you

Links to Estate Planning for Millennials: Your Ultimate Guide article

Estate Planning for Millennials: Your Ultimate Guide

Nearly everyone’s heard of an estate plan or will, yet only 40% of people have a will or living trust. While many think of estate plans as something you need later in life, every adult should strive to have one, no matter their age. But what about people in their twenties and thirties? Your finances

Links to End of Life Conversation Starters for Newlyweds article

End of Life Conversation Starters for Newlyweds

As newlyweds, you’ve tackled the hard part of planning a wedding, but what’s next for you two? It’s now time to plan what you want your life to look like together, whether it’s starting a family or making a big move. By planning for both the ups and downs ahead, you prepare for anything life

Links to What to Do When a Family Pet Dies: Teaching Kids About Grief article

What to Do When a Family Pet Dies: Teaching Kids About Grief

There’s no question that your pet is a member of the family, especially in the eyes of your child. For some little ones, your family cat, dog, hamster, or fish has been with them since day one. They’ve built their lives around caring for them and know them as part of the family. Helping children

Links to 11 Family Activities and Printables to Promote Health article

11 Family Activities and Printables to Promote Health

No parent wants their child to be unhealthy, yet youth obesity rates are nearing 20% from ages 2–19. With fast food and distractions everywhere we turn, it’s easy to fall into bad habits. Even worse, it’s almost too easy to let our children develop bad habits as well. Fortunately, there are always steps you can

Links to Regular Money Dates Create Happier Relationships article

Regular Money Dates Create Happier Relationships

Dim the lights. Pop the champagne. Pick up a bouquet of your partner’s favorite flowers, or perhaps a box of chocolates. You’re all ready for a nice hot…money conversation?  Yup, that’s right, we’re talking about a money date – a fun, romantic evening where you discuss the important topic of money management together. If you

Links to What Is a Contingent Beneficiary? article

What Is a Contingent Beneficiary?

Life insurance can be overwhelming. What’s the difference between this plan and that? What’s a contingent beneficiary? The number of questions and strange terms thrown at you is simply overwhelming. Breathe — we can figure this out together.

Links to 10 Ways Sleep Can Extend Your Life article

10 Ways Sleep Can Extend Your Life

Sleep: we all know we need more of it. The National Sleep Foundation still recommends a solid seven-to-nine hours for adults 26-64, yet one in three people aren’t getting enough sleep. It’s easy to dismiss our general lack of sleep. “I’m too busy,” or “Something came up,” or “I have a baby,” are all common

Links to How to Thrive While Taking a Career Break article

How to Thrive While Taking a Career Break

The Importance of Career Breaks You know that feeling when you’ve had a really stressful day and lunch just can’t come quick enough? Imagine that, but on a grander scale — when going to lunch and never coming back is all you can think about. That’s when you need a career break. According to the

Links to Staying Afloat While Navigating Unemployment and Job Hunting article

Staying Afloat While Navigating Unemployment and Job Hunting

Recently Unemployed and Lost It happens to everyone at some point — unemployment and a sense of panic. The reason for your unemployment is moot. What matters is that you’re going to do something about it. If this is you right now, it’s important you know you’re not alone; there are currently more than six

Links to Daycare Bootcamp: What to Look for in a Daycare article

Daycare Bootcamp: What to Look for in a Daycare

What to Look for in a Daycare When you become a parent you know you’re signing up for a lot of responsibility, expenses, and stress. You read all the right books, browse parenting blogs, and prepare for this moment. Look at you! Then a short while later it happens — you need to know what

Links to 12 Helpful Podcasts for New Parents article

12 Helpful Podcasts for New Parents

With parenthood on the horizon, you’re probably feeling a mixture of conflicting emotions: excitement, anxiety, nerves, contentment, and giddiness, just to name a few. New parents experience a whirlwind of sensations and preparations that seasoned parents are used to. The initial stages of having a child (feeling the baby kick, holding their teeny hand, and

Links to How to Leave a Lasting Legacy article

How to Leave a Lasting Legacy

What does it mean to leave a legacy? In simple terms, a legacy is passed from one generation to the next and often refers to gifts of money or property. However, leaving a personal legacy involves more than the financial assets you bestow on the younger generation. A lasting legacy is all about the actions

Links to How to Become a Digital Nomad and Still Pay Your Bills on Time article

How to Become a Digital Nomad and Still Pay Your Bills on Time

What would you do if you could work remotely (that is, from the couch or the beach) every day of the week? Picking your workplace and managing your own schedule would be a dream, right? This is a reality for some people thanks to the digital revolution. The advancement of technology has made the physical

Links to The Ultimate Parental Leave Checklist to Help You Plan Your Departure article

The Ultimate Parental Leave Checklist to Help You Plan Your Departure

According to the National Partnership for Women and Family, about 90 million workers in the U.S. are covered for parental leave under the Family Medical Leave Act (FMLA). While women are more likely to take a leave from work, the number of new fathers taking time off is on the rise. Hooray for more baby

Links to The Complete Financial Checklist for First Time Parents article

The Complete Financial Checklist for First Time Parents

As an expectant parent, you’re at the start of one of the most exciting and rewarding journeys of your life. But let’s be real: you’re still totally allowed to feel overwhelmed. We know there’s a lot on your plate: setting appointments, telling family, picking a name… and probably a few extra servings of stress dessert.

Links to AD&D vs. Life Insurance (vs. Disability Insurance) article

AD&D vs. Life Insurance (vs. Disability Insurance)

If you’ve ever watched an episode of the show 9-1-1, the fast pace and drama make for some great — and exciting — television. As you’re watching first responders perform the seemingly impossible under the most stressful conditions, the last thing you’re probably thinking about is insurance. In reality, you probably have your hand over

Links to Should You Write a DIY Will or Do You Need a Lawyer? article

Should You Write a DIY Will or Do You Need a Lawyer?

We’ve all heard of — or, unfortunately, witnessed — the family drama and blood feuds that spark up after a loved one has moved on. If your grandmother promised you a family heirloom but your cousin snags it up shortly after her death, you might be inclined to leave the lyrics of Taylor Swift’s Bad

Links to Yay, Adulting: Top Financial Advice for Millennials Today article

Yay, Adulting: Top Financial Advice for Millennials Today

If you were born between 1981 to 1996, you can probably relate to the 54% of millennials who feel stressed and anxious about money. Coming out of the Great Recession just as you’re trying to figure out this whole #adulting thing can do that to you! The economic downturn created a snowball effect that you

Links to The Complete Guide to Finances for College Students article

The Complete Guide to Finances for College Students

For many people, college is one of the most exciting times of their life. From learning new things to making new friends, the opportunities you experience will enrich your life in exciting new ways and shape you into the person you’re meant to be. In addition to these new experiences, you’re likely thinking about your

Links to The Ultimate Estate Planning Guide: Leaving Your Home to Your Children article

The Ultimate Estate Planning Guide: Leaving Your Home to Your Children

Any parent will admit that raising kids is no easy task: From helping your children with their school work to planning dinner each day of the week, your schedule is packed! With all the hustle and bustle taking up your time, it’s likely that the last thing on your mind is estate planning for your

Links to The 12 Best Apps for Tracking Your Health in 2019 (Infographic) article

The 12 Best Apps for Tracking Your Health in 2019 (Infographic)

The New Year is seen as a time of new beginnings and resolutions. It’s the perfect opportunity to make positive changes in our lives, which is why so many Americans make living a happier, healthier lifestyle a top priority. For many of us, that means exercising more, eating better foods, or losing weight. Sticking to

Links to Life Insurance vs. Savings: What You Need to Know article

Life Insurance vs. Savings: What You Need to Know

Learning how to use financial tools that we use on a daily basis is very important, even more so when you’re deciding between buying life insurance or increasing your savings — or whether you need to choose between the two at all. Personal finance is never one-size-fits-all, so it’s no surprise that this is a

Links to Does Love Make You Live Longer? article

Does Love Make You Live Longer?

For some, February is synonymous with pricey prix fixe Valentine’s Day dinners, elaborate floral bouquets, and other grand, romantic gestures. But Cupid’s holiday isn’t the only reason for observing matters of the heart this month. February is also officially American Heart Month, which is aimed at raising awareness and supporting a heart-healthy lifestyle. With heart

Links to How Much Does a Funeral Cost? article

How Much Does a Funeral Cost?

Two things are certain in life: death and taxes. Though you might not associate death with a financial cost the same way you do taxes, there’s a price to pay for sending you off. How much a funeral costs depends on your final wishes and means. Some choose a traditional funeral and burial, while others

Links to Financial Advice For Moms: 10 Tips to Help You Get Ahead article

Financial Advice For Moms: 10 Tips to Help You Get Ahead

There’s really no experience comparable to motherhood. It changes your life forever and it also changes your finances. Let’s face it, kids are awesome, but they aren’t necessarily cheap. Becoming a mother adds more responsibility to your plate as you have another life to support financially and emotionally. Not to mention, women statistically trail behind

Links to Life Insurance and Taxes article

Life Insurance and Taxes

If you are the policyholder or the beneficiary in a life insurance policy, you’ve probably at one point have asked, Do I have to pay taxes on my life insurance? Those words alone can easily make your head hurt, and putting them together seems downright unreasonable. But, there is a very straightforward answer to this

Links to Choosing Term Length For Life Insurance article

Choosing Term Length For Life Insurance

Hung up on which term length to choose for your life insurance policy? Term life insurance is a popular form of life insurance because it’s affordable and often easy to get. Unlike whole life insurance, term life is temporary. However, you do get to choose how long your insurance lasts by deciding on a term

Links to Can You Rely on Crowdfunding for Healthcare and Funeral Costs? article

Can You Rely on Crowdfunding for Healthcare and Funeral Costs?

While illness and death are both facts of life, we’re not always prepared for the financial burden caused by tragedy. Thankfully, the interconnectivity of the internet has presented a solution to what often feels like the insurmountable costs of healthcare and final expenses: crowdfunding. People have been increasingly relying on crowdfunding sites for memorial costs

Links to The Complete Guide to Money Management for Single Parents article

The Complete Guide to Money Management for Single Parents

As a single parent, raising a child takes discipline, courage, and patience. Not only are you expected to teach your child how to behave and interact with others; you must also provide for them financially. No matter how stable your career, this can be a significant challenge. Being the sole provider of your household, it’s

Links to Financial Checklist for the New Year: 7 Essential To-Dos article

Financial Checklist for the New Year: 7 Essential To-Dos

New year, new you, new resolutions — it’s that time of year when we get to hit the reset button and start fresh. Whether you choose to sign up for a gym membership (again) or pick up a new hobby, there’s one thing that even the savviest personal finance aficionado should not neglect: your wallet. Not

Links to Why Do 70% of Millennials Buy Life Insurance? article

Why Do 70% of Millennials Buy Life Insurance?

Millennials get blamed for a lot of things, like the bankruptcy of their parents’ favorite chain restaurant and their go-to department store. But 20-somethings and 30-somethings aren’t destroying industries, they’re improving them. When it comes to shopping, consumers have forced companies to change, or else risk the same fate as Blockbuster. Even life insurance, a

Links to Do Digital Nomads Need Insurance? article

Do Digital Nomads Need Insurance?

Digital nomads enjoy a lifestyle that is location-independent and satisfies their wanderlust. After all, it’s hard to resist the allure of spending one day answering emails on the warm sands of a tropical beach and the next fielding phone calls from the Alps. 35% of digital nomads plan to remain location-independent and tend to earn

Links to Group Life Insurance After Leaving Your Job article

Group Life Insurance After Leaving Your Job

If your employer offers life insurance through a group policy, signing up may seem like a no-brainer. Group life insurance has its pros and cons. It’s great because every employee is guaranteed a basic amount of term life coverage, but a big downside is that you can’t take it with you when you leave your

Links to What States Are Most Concerned About End-of-Life Issues? article

What States Are Most Concerned About End-of-Life Issues?

How concerned are you about end-of-life issues? If you’re like most Americans, then you probably haven’t given the subject much thought. According to a recent study, only 37% of Americans have completed some form of an advance directive, and only 29% of those respondents have living wills. People don’t like to think of their mortality,

Links to Should You Buy Life Insurance Online? article

Should You Buy Life Insurance Online?

If you want to buy life insurance online, there are several factors to consider. Life insurance is an important part of everyone’s financial planning tool belt. It serves as protection for your family and dependents should you pass away. For many people who don’t buy life insurance online, the purchasing process can be difficult and

Links to Getting Term Life Insurance For Small Business Loans article

Getting Term Life Insurance For Small Business Loans

Starting a business? Being able to turn your passion to profit through entrepreneurship can be exciting, but you’ll probably have quite the to-do list before getting started. Business owners can take out loans through the Small Business Administration (SBA) to ease the financial burden of starting up, buying a business, or growing a business. If

Links to Why Succession Planning is Key to the Survival of Your Business article

Why Succession Planning is Key to the Survival of Your Business

If you’re a business owner, or are ramping up to start your own, then you’ve probably spent a lot of time thinking about the future of your business, and this is for the best. It takes careful planning to build a successful business that’s profitable and long-lasting. One crucial part of your business’s future you

Links to How to Help Aging Parents with Money Management and Finances: A Complete Guide article

How to Help Aging Parents with Money Management and Finances: A Complete Guide

As your parents age, you may notice a decline in their ability to handle their finances. This natural side effect of aging is common among adults as they venture further into their 60s and 70s. The degree of cognitive decline can vary dramatically between seniors, but in many cases, it’s only a matter of time

Links to Do You Need Life Insurance in Your 40s? article

Do You Need Life Insurance in Your 40s?

Between juggling a bunch of financial priorities — paying off your credit card debt, big wins in your career, paying off your house, saving for retirement — and raising a family, you probably have an endless to-do list. Chances are, purchasing life insurance has been something you’ve been meaning to do for a while but

Links to End-of-Life Planning for Families and Seniors: How to Start the Conversation article

End-of-Life Planning for Families and Seniors: How to Start the Conversation

End-of-life planning is a difficult topic for many families to discuss. Millennial parents may be hesitant to have the conversation with their loved ones, because it’s hard to envision a life without them or they’re not sure how they will react to a serious conversation about their health. For aging seniors, it can be equally

Links to What Can Life Insurance Pay For? article

What Can Life Insurance Pay For?

No doubt protecting your family financially is high on your priority list. Taking out a life insurance policy helps your beneficiaries pay necessary expenses such as a mortgage and other types of debt. Yes, life insurance can cover these huge expenses, but don’t forget the little things, too. What Does Life Insurance Cover? Life insurance is

Links to Financial Planning for a Child with Special Needs: A Guide article

Financial Planning for a Child with Special Needs: A Guide

Raising a child with special needs can be one of the richest experiences life has to offer, but it is also one of the most costly. According to Autism Speaks, raising a child with autism costs on average $60,000 a year. Of course, this figure varies depending on the type and severity of your child’s

Links to Life Insurance After Divorce article

Life Insurance After Divorce

Divorces can be tough. While things can seem like they’re falling apart, there’s also the opportunity to rebuild and protect your family’s financial future. As you consider the potential need for alimony, child support payments, and dividing up assets, you also need to think about life insurance. 88% of Americans agree that long-term financial prosperity

Links to How Credit Impacts Your Insurance Rates article

How Credit Impacts Your Insurance Rates

It probably doesn’t come as a surprise to hear that your credit can have a big influence upon your financial life. Planning to apply for a new auto loan, mortgage, or credit card? You probably already expect that your credit reports and scores will be consulted as part of your application. Of course the condition

Links to Experts Share 6 Personal Finance Must-Dos by Age 35 article

Experts Share 6 Personal Finance Must-Dos by Age 35

If you’re new to the world of personal finance, the amount of available information can feel overwhelming. And for good reason: financial advice is completely subjective and dependent on your overall goals. The American dream is different for everyone. For many of us, our 20s are a time of worldly exploration and questionable decision-making. Trips,

Links to 5 Reasons Why Buying Life Insurance in Your Twenties is a Good Idea article

5 Reasons Why Buying Life Insurance in Your Twenties is a Good Idea

When you’re in your twenties, it’s easy to feel invincible. You’re young and healthy, so why would you need life insurance? Even if you don’t think you need it right now, you might be surprised at the number of reasons why buying life insurance in your twenties is a good idea. 1. Lock in a

Links to Insurance Company Ratings Explained: What You Need to Know article

Insurance Company Ratings Explained: What You Need to Know

Insurance might be one of the more serious purchases of your life, but buying it isn’t much more different than buying a car or choosing which restaurant to eat at (even if it’s less glamorous than either). That means doing some research before signing on the dotted line, of course. While comparing insurance companies, you’re

Links to Term Life vs. Whole Life: Which One’s Best for You? article

Term Life vs. Whole Life: Which One’s Best for You?

Take a moment and think about where you are in your life right now, both financially and how far along you are toward your life goals. Whether or not you currently have life insurance, your insurance needs are probably different right now compared to 20 years down the line, right? Life changes quickly, especially if

Links to Moving on Up: Now Offering $1 Million in Coverage article

Moving on Up: Now Offering $1 Million in Coverage

It’s been nonstop here at Bestow. Less than four months ago we announced our $15 million Series A funding, and we went from zero to 37 states shortly after. We’ve also launched our partnerships program and API to complement pretty much every product or service. We have even more exciting features coming your way (they’re

Links to Don’t Bumble With Bundles: Should You Bundle Life Insurance? article

Don’t Bumble With Bundles: Should You Bundle Life Insurance?

From the game console, popular game, and controller bundle to a smartphone, headset, and phone case bundle, much of what we purchase is packaged together. As consumers, we’re familiar with heaps of bundles (bundles of bundles?) of products we’re looking to buy. It makes sense, after all. If you’re buying an Xbox One, chances are

Links to 37 States and Counting! article

37 States and Counting!

Welcome to the Bestow family, Montana, Michigan, Missouri, Idaho, and Kentucky! It seems like just yesterday we were talking about signing up on our waitlist to buy a Bestow policy. And now, three months later, we’re already in 37 states. And more are on the way. In August alone, we added 15 states. We’re currently

Links to 5 Reasons to Buy Life Insurance in Your 30s article

5 Reasons to Buy Life Insurance in Your 30s

To buy or not to buy life insurance, that is the question on every 30-something’s mind. Right? Ok, maybe we exaggerated a wee bit. But to be fair, lots of 30-year-olds do consider buying life insurance. Life changes — like buying a home, getting married, starting a family, moving up the career ladder — are

Links to 8 Financial Must-Dos That Most Newlyweds Skip article

8 Financial Must-Dos That Most Newlyweds Skip

Few things in life are better —  or feel more magical — than finding your match, falling in love, and saying “I do” in front of your closest friends and family. No doubt as newlyweds you’ve received a lot of (likely unsolicited) advice on marriage. We’re not here to coach you on how to determine who’s doing dishes

Links to We’re Now Open in 32 States! article

We’re Now Open in 32 States!

We’re more than halfway done with rolling out coverage across the country. We weren’t kidding when we said more states were on the way. Our team has been hard at work extending term life coverage from sea to shining sea. Here’s where we are on our national launch. Alaska Arizona Arkansas Colorado Connecticut Indiana Iowa

Links to Life Insurance Payouts: How Do Beneficiaries Get Paid? article

Life Insurance Payouts: How Do Beneficiaries Get Paid?

Need to file a claim with Bestow? Get started here. The answer to your most frequently asked question: How do my loved ones get the life insurance payout if I die? We talk to a lot of people about life insurance. And a question we get a lot is, how does the death benefit work

Links to Bestow Continues Nationwide Rollout article

Bestow Continues Nationwide Rollout

Yup, it’s true. Bestow is now live in 22 states. It seems like it was just yesterday we shared the great news about our Series A funding and the launch of our first two states: Texas and Utah. But now just two months later, we are thrilled to announce that we have now extended coverage

Links to What First-Time Home Buyers Need to Know About Life Insurance article

What First-Time Home Buyers Need to Know About Life Insurance

Take a deep breath — you’ve done it. You bought (or are planning to buy) your first home. It can be a long, grueling, and expensive process, but once it’s over? You’re a first-time homeowner. It’s a good feeling, right? Once you own your own home, you can go all Chip and Joanna Gaines on

Links to Let’s Geaux! Term Life Insurance in Louisiana article

Let’s Geaux! Term Life Insurance in Louisiana

Everything you need to know about term life insurance in Louisiana. Laissez les bons temps rouler! Louisiana is more than just Mardi Gras, cajun food, and jazz. It’s a state rich in history — the St. Charles streetcar line is the oldest continuously operating streetcar line in the world! It’s also rich in culture, where

Links to How Much Life Insurance Do You Need? article

How Much Life Insurance Do You Need?

Unless you’ve amassed sizable assets and savings that can support your family when you’re no longer around (if that’s you, kudos!), you need life insurance. You’re probably nodding your head in agreement. You’ve no doubt heard about the benefits of life insurance and understand the need for it, but there’s one question that often stops

Links to Now in Colorado! Term Life Insurance the Bestow Way article

Now in Colorado! Term Life Insurance the Bestow Way

Bestow is now in the Centennial State! Here’s what you need to know about term life insurance in Colorado. It was the view of Pikes Peak that inspired Katharine Lee Bates to write “America the Beautiful.” With a whopping 53 fourteeners, 41 state parks, and 4 national parks, it’s no wonder Colorado is considered one

Links to Insurance Must-Haves for Freelancers & Side Hustlers article

Insurance Must-Haves for Freelancers & Side Hustlers

Freelancing is becoming a viable career for many Americans, but there’s a sacrifice involved with self-employment: benefits. According to a LinkedIn survey, 92% of freelancers say their clients don’t provide access to any benefits. Freelancers are on the hook not only for things like healthcare and life insurance, but also protection for their business from

Links to Life Insurance Beneficiaries: How to Protect Your Loved Ones article

Life Insurance Beneficiaries: How to Protect Your Loved Ones

Life insurance is probably at the top of the list of uncomfortable topics to think about. So talking about it with your loved ones? That is a conversation most people want to avoid. Life insurance and beneficiaries go hand in hand. If you’re like most Americans, you probably don’t start thinking about life insurance until

Links to Why Giving Is Good For Your Health article

Why Giving Is Good For Your Health

“The best way to find yourself is to lose yourself in the service of others.” –Mahatma Gandhi Whether you make donations to your favorite charity or volunteer your time at a local pet shelter, there’s no denying that the act of giving is beneficial to those in the receiving end. But it’s also great for the

Links to Single and Looking (for Life Insurance) article

Single and Looking (for Life Insurance)

Yeah, it’s true that most people who consider buying life insurance have families. After all, you want to make sure your dependents are taken care of should something happen. But what if you’re single? The times they are a-changin’. People aren’t getting hitched like they used to, and the U.S. birth rate has reached a 30-year

Links to Bina West Miller: A Pioneer for Women’s Life Insurance article

Bina West Miller: A Pioneer for Women’s Life Insurance

The first life insurance company in the U.S. was founded in 1706. So why did it take nearly another 200 years before women could buy their own life insurance policies? Life insurance has been around for a long time — except when the conversation is about women as life insurance policyholders. In fact, life insurance

Links to Term Life Insurance for Utahns article

Term Life Insurance for Utahns

Bestow is now live in Utah! Utah is more than just a backdrop in John Ford’s westerns. It’s home to seven national monuments, six national forests, and some of the best powder skiing in the country. Even Bestow has ties back to Utah. Co-founders Melbourne and Jonathan are BYU alumni, as are some other members

Introducing Bestow — Your Insurance Partner for Life

Bestow has launched a revolutionary approach to life insurance built for modern consumers. Today millions of families are financially vulnerable and without life insurance. Many factors are to blame, including friction in purchasing life insurance, product confusion, high prices, agent involvement, among others. Consumers are smart, research-driven, and avoid complexity. A consumer-first approach to solve these

Links to How Does Bestow Work? article

How Does Bestow Work?

You may be wondering why is it that Bestow doesn’t require medical exams when traditional life insurance companies do. The short answer: big data and technology. But, we also understand that you want to know more about us (#flattered). So, without further ado, here’s our long answer. How Does Bestow Work? Applying for life insurance

Links to Term Life Insurance the Texan Way article

Term Life Insurance the Texan Way

Everything y’all need to know about term life insurance in Texas. Texans have a lot to be proud of: The Alamo, breakfast tacos, Chip and JoJo, over 675,580 miles of roads spanning 267,339 square miles of land, and our capitol building is taller than the U.S. Capitol. The Lone Star State is also home to

Life Insurance Underwriting: What Factors Determine Risk?

Let’s talk about you. If you’re even just the tiniest bit familiar with insurance, you probably know that there are certain factors that may impact how much you pay for coverage. This is true for all types of insurance — car, homeowners, business, and more. For life insurance though, it seems extra personal. Insurance companies

Links to Can Pregnant Women Buy Life Insurance? article

Can Pregnant Women Buy Life Insurance?

If you’re pregnant, or planning to get pregnant in the near future, there are probably a million things on your mind. In addition to all of the planning for your new baby, you may have an extensive financial to-do list, too. It’s no surprise that expecting mothers research life insurance options. In fact, 33% of

Links to 3 Reasons Why Graduate Students Need Life Insurance article

3 Reasons Why Graduate Students Need Life Insurance

Upgrading your education? Reap the rewards (and protect them, too). A graduate degree can increase your earning potential, help you advance in your career, or even change your career path altogether. If you’re filling out applications, you’re probably concerned about GRE or GMAT scores, scoring a fellowship, or getting into your first choice school. Have

Links to What is No Medical Exam Life Insurance? article

What is No Medical Exam Life Insurance?

If 62% of Americans don’t want a medical exam to get life insurance, then why do 99% of insurance companies require it? The insurance industry is not just old, it’s centuries old. In fact, the first life insurance policies in the U.S. were written in the 18th century. Obviously, we didn’t have the technology then

Links to Dave Ramsey, Suze Orman, and Clark Howard: Life Insurance Advice From Financial Experts article

Dave Ramsey, Suze Orman, and Clark Howard: Life Insurance Advice From Financial Experts

What do Dave Ramsey, Suze Orman, and Clark Howard all have in common? They all recommend term life insurance. You’ve heard these financial experts on the radio, seen them on television, or read one of their books touting their best practices for financial success. Their advice is tried and trusted, and they have millions of

Links to Survey: Why Most Americans Don’t Have Individual Life Insurance Coverage article

Survey: Why Most Americans Don’t Have Individual Life Insurance Coverage

Millions of Americans are financially vulnerable and without life insurance… but why? Bestow ran a national survey recently and uncovered what’s keeping individuals from buying life insurance. What’s interesting is people are well intentioned. They really want to protect their families, but they just assume it’s too time consuming and expensive. They also said they

Links to Term Life Insurance: The 101 and More article

Term Life Insurance: The 101 and More

Life insurance, the ultimate adulting to-do (and the motive behind many investigations in our favorite true crime podcasts). While we all get it’s important to have, few of us actually buy our own individual policy for various reasons. But did you know that term life insurance is actually the simplest and least expensive of all

Links to Why Two BYU Grads are Disrupting the $151B Life Insurance Industry article

Why Two BYU Grads are Disrupting the $151B Life Insurance Industry

When was the last time 86% of Americans wanted something but only 41% actually had it? Think about it. And, no, we’re not talking about the latest iPhone. 44% already own one of those… When friends and entrepreneurs Melbourne O’Banion and Jonathan Abelmann strategized to disrupt the life insurance industry, they knew it was an

Links to Life Insurance for Moms: Why Six-Figure Parenting Needs Six-Figure Coverage article

Life Insurance for Moms: Why Six-Figure Parenting Needs Six-Figure Coverage

Let’s be honest, sometimes thinking about the positives might be the only way to keep your sanity. However, there’s one thought you shouldn’t ignore: What would your family do if you were gone? Out of sight, out of mind, right? Unfortunately, that’s not the way life (or life insurance) works. The truth is, it’s important

Links to Why Wasn’t I Approved? article

Why Wasn’t I Approved?

Assessing risk isn’t easy and sometimes we have to make the hard choice. The truth is, we really do want to offer coverage to as many people as possible. If you’re here, you probably received a message from us that reads something like this: “Unfortunately, we’re unable to continue with your application at this time. We’re

Links to New Parent Checklist: 5 Financial Must-Dos Before Baby Arrives article

New Parent Checklist: 5 Financial Must-Dos Before Baby Arrives

You know the song. First comes love, then comes marriage, then comes baby in a baby carriage — and a whole slew of new financial responsibilities. (Ok, we added that last part.) When a baby is on the way, there are a lot of things that new parents are worried about. Birthing plans, cribs, car

Links to Group Life Insurance Through Work: Is It Enough? article

Group Life Insurance Through Work: Is It Enough?

If your employer offers life insurance, it’s easy to check the box and assume you’re good to go. But are you? There are lots of pros to group life insurance plans. Often they’re inexpensive—some employers even cover 100% of the premium. After the open enrollment period ends, you probably won’t think of life insurance again. That is,

Links to Term Life Insurance in Two Minutes article

Term Life Insurance in Two Minutes

Life insurance has sure changed over the years. The idea first started about 600 BC by the Greeks and Romans with a simple concept—if someone in your guild passed away, everyone chipped in to take care of the surviving family. It was about protecting families. Pretty simple. Fast forward to today and there are thousands

Links to Life Insurance on Demand article

Life Insurance on Demand

We’re close to sharing what we’ve been building at Bestow! Thanks to the thousands of you who have already signed up for early access. Update: We’re rolling out our first-of-its-kind life experience all across the country. Apply for term life insurance coverage today. If we’re not in your state, sign up for early access and we’ll

Links to Famous Quotes We Live By article

Famous Quotes We Live By

Bestow is on a mission to modernize the life insurance experience. Not an easy task! We often find inspiration to accomplish something meaningful from leaders who’ve done so in their lives. We thought we’d share some of our favorite quotes with y’all. Enjoy! Everything should be made as simple as possible, but not simpler. – Albert

Links to How Much Life Insurance? Try an Affordability-First Approach article

How Much Life Insurance? Try an Affordability-First Approach

If you’re wondering how much life insurance you need, you’ll find a lot of opinions as to what the “right” number is. Some say 5-10x your annual income. Sounds simple, but is it right? Others ask you to fill out a complex calculator to estimate current and future assets and liabilities. Here’s a hint —

Why Bestow Makes Sense. Affordable. Trusted. Instant.

Warren Buffett, the world’s greatest investor, shared wisdom key to his success: Rule #1: Never lose money. Rule #2: Never forget Rule #1. While this refers to investing, it applies to life insurance too. The point is not preparing for a potential loss can destroy years of steady gains. Life insurance is a popular way