"After dragging my feet on getting life insurance for the last several years, it's now one less thing nagging at the back of my mind."

- Business Insider

Buying life insurance can seem daunting, but we’re here to make it easy. To learn more about the types of life insurance, what it will cover and how much you need, visit the Bestow blog to read Insurance 101.

Term Life 101

The Term

This is how many years you are covered for. Bestow offers traditional 10 and 20-year plans.

The Premium

This is what you will pay monthly. Term life is usually the most affordable and the cost won’t change over time.

The Payout

This is the amount of money your beneficiary (or beneficiaries) will receive if you die during the term.

Why should I consider term life insurance?

It’s not fun or easy to think about what would happen if you die. That’s why Bestow is making it easy to protect your people. With 100% online term life insurance, you can apply in minutes. Depending on the policy you select, your family could pay off a mortgage, send a kid to college or cover your funeral costs.

You may have a policy at work, and that’s great because the premiums are often subsidized by your employer. But your work plan is often no more than one year’s salary. For most families today, this simply isn’t enough coverage and it vanishes when you leave your job or are sick and can’t work. Many people consider this type of life insurance supplemental.

What are you looking to protect?

Most families' largest expense is their home. And with a policy that covers the remaining mortgage, you can provide stability for your family, allowing them to stay in their home and neighborhood.

With rising tuition and the cost of room and board, getting a college education is a major expense. That's why many people choose to consider this when selecting a coverage amount. You could ensure your child has access to higher education, private school or other training to give them a leg up on a career.

From phone plans to back-to-school shopping, there are a lot of little expenses that add up quickly. To maintain your family's lifestyle whatever comes their way, a life insurance policy can help provide the means to cover life's mundane and even unexpected expenses.


To make sure your policy stands the test of time, we partnered with two of the largest and most respected insurance companies in the country, Munich Re® and North American Company for Life and Health Insurance®. They’re among the highest rated names in the insurance industry, each with over 130 years of experience and rated A+(Superior) by A.M. Best. You get the dependability of centuries-old industry giants and the convenience of a modern technology company.

Quote in seconds. Insured in minutes. It’s that easy.